Bad Credit Mortgage Solutions Provided by The Mortgage Genius : Chris Reshetar Turns to the Services of i3 Solutions, Inc. for Credit Score Optimiza
DALLAS (Business Wire EON) August 18, 2008 -- Mortgage professionals like Chris Reshetar are turning to the services of i3 Solutions, Inc. for credit score optimization to be able to provide mortgage solutions for all of their clients regardless of their current credit situation. Due to the much higher credit score requirements and stricter lending guidelines since the vanishing of the sub-prime loan industry, mortgage professionals are becoming more than just home loan experts, they are now solution providers for their clients. Chris Reshtar was able to help Andrew Wrigley obtain his goals of home ownership and financial gains by utilizing the S.O.S. - Score Optimization System developed by i3 Solutions.
With mortgage meltdowns and the deteriorating real estate market, many mortgage providers like Chris Reshetar are searching for solutions for their credit-challenged clients while trying to replace the sub-prime loans that were once available.
"When I heard about i3 Solutions, I did not realize the opportunity to help individuals would be of this magnitude," said Chris Reshetar, a mortgage professional in North Carolina. "When I was finally able to close on what was originally an impossible mortgage loan and my clients were hugging me and thanking me, it was an extraordinary feeling. It is amazing to be able to assist someone in getting their life and credit back together while providing them with the mortgage solution they required, and I am honored to have had the opportunity to be a part of that."
Gene Schwalen, CEO of i3 Solutions, Inc., says that his S.O.S. ? Score Optimization System was created to help individuals accurately reflect their credit risk while creating a solution in truly optimizing their credit rating. "A negative item may stay on your credit report for seven to ten years and sometimes even longer if the debt is sold over and over again and falsely reported. These negative items can be extremely damaging to someone's credit score and subsequently cost them thousands of dollars in interest overcharges each and every year or even worse, prevent them from obtaining the financial solution they desire. At i3 Solutions, we execute the rights of our clients under the Fair Credit Reporting Act and other federal laws and statutes to challenge these negative items and ensure any and all information that is inaccurate, erroneous, obsolete and unverifiable is removed immediately."
According to the U.S. PIRG government study group, over 79% of Americans have inaccuracies on their credit report. Several studies since the early 1990s have documented sloppy credit bureau practices that lead to mistakes on credit reports for which consumers pay the price. Consumers with serious errors in their credit reports can be denied credit, home loans, apartment rentals, auto insurance, or even medical coverage and the right to open a bank account or use a debit card. Consumers with serious errors in their reports who do obtain credit or a loan may have to pay higher interest rates because the mistakes falsely place them in the sub-prime, high-cost lending pool.
"It is such a relief to know that I can rely on the services of i3 Solutions and their incredible technology, S.O.S. - Score Optimization System, that provides consumers with solutions and the ability to fight back against the credit reporting agencies and all of the inaccuracies reported to their credit files," says Chris Reshetar, The Mortgage Genius. "The fact that some studies show that more than 79% of credit reports have mistakes leaves me without words. That would be like your bank losing your money over three quarters of the time."
About Chris Reshetar:
Chris Reshetar, The Mortgage Genius, provides mortgage solutions to accomplish all of your goals. Because your home is one of, if not the biggest investment you will ever make, it is crucial that your mortgage fits your needs. That's my specialty, finding the mortgage solutions that meet your current situation while complementing your long-term financial goals. I will help you determine what mortgage options work best for you, guide you through the loan process, and make closing on your loan as effortless as possible.
About i3 Solutions:
i3 Solutions focuses on credit report repair, and more importantly, credit score optimization, while educating clients on how to obtain all of their financial goals and dreams by effectively utilizing their credit as a tool, and not as a means. In business since 1998, i3 Solutions has helped thousands of individuals and families across the country and continues to assist thousands of new clients each and every year realize the gift of a great credit rating and the value that brings.
More information about i3 Solutions' success can be found at http://www.i3solutions.net
Related Articles:
Credit Card Application: How To Get The Best Credit Card Deals
When you go shopping, you will see that most people are now using credit cards to purchase the things they need. You have to consider that the credit card is now one of the most important and also one of the widely used financial tools that people are using. Besides, with credit cards, you can purchase the things that you want even if you still don?t have the money for it.
Compare Bad Credit Credit Card Offers: Credit-Card-Surplus.com Adds 2 New Bad Credit Credit Cards, Offering Consumers a Complete List of Bad Credit Of
www.Credit-Card-Surplus.com announces the addition of two new bad credit credit cards to its website, creating more options for those who have less than perfect credit. Consumers that have filed for bankruptcy or have a low credit score qualify for bad credit credit cards. When used properly, these cards enable customers to rebuild their credit and improve their standings among lenders. With the addition of the Total Visa® Card, and the Access Visa® Card, www.Credit-Card-Surplus.com provides a total of 13 bad credit cards for consumers to compare.
What are bank secured credit cards?
Bank Secured Credit Cards
Apply Online For A Credit Card - Instant Online Credit Card Application
The Internet has changed the lives of many of us in lots of different ways and we can now do our shopping, book flights, download music, software and ebooks, and even apply online for a credit card. Making an instant online credit card application is quick and efficient and comparison charts make it simple to find a low interest rate credit card, or the best credit card deal to suit your personal needs.
Credit Bank Worldwide Launches Newest Website For The Most Up To Date Credit Card Worries
Credit Bank Worldwide Launches the newest website to help consumers choose the credit card that is worry free.
Bank Of America - Make-A-Wish Visa Credit Card Is A Boon All The Way
The Bank of America is well known for its financial products and services around the world. Bank of America - Make-A-Wish Visa credit card is one such financial-service from the Bank with a philanthropic angle to it.
Your First Credit Card: Credit Card Applications
If you are a young adult looking into your first credit card or even an older adult who has just never established credit history, there are banks that can help you get started. Plenty of credit card offers out there are geared towards people who just want to establish a credit history. You can search for 0 apr credit cards and other offers online or you can go to your bank. Review your options closely, then pick one and see if you get approved. Don't apply for more than one because credit card applications show up on your credit report, and multiple inquiries tend to be red flags to credit issuers.
England will win the World Cup Before Banks Admit to Excessive Credit card Charges
"I have now received a reply from (your credit card provider). It says it does not accept that its charges are unlawful or unfair. ? It accepts no liability, but nonetheless says it will pay £907 (plus interest of £247.52) to settle the dispute. They say that its offer represents a full refund of all the charges [and interest that your client disputes ?."
Credit Cards In An Instant: Getting An Online Approval For Your Credit Card Application
Credit cards offer the ultimate ease and convenience in shopping and purchases. With just a swipe, you get to buy even the most lucrative items on the shopping rack. They're the prolific things these days; these miniature cards people use to buy things - from shoes to dresses, to food, to cars and appliances. What makes them so prolific? It's the fact that they can now be easily acquired with the help of the Internet. Anyone can now apply for a credit card online. And more importantly, anyone can have their applications approved in just a matter of seconds - this is what one calls instant credit card approval online.
Bank Of America Credit Cards: A Look At The Top 3
You probably know Bank of America from its commercials on better banking. They are one of the major players in commercial banking and lending. Well, you know you can enjoy their ?Higher Standards? through a variety of products, including mortgages and checking/savings accounts, but did you know they have an uncommonly large pool of credit card options? ?B of A? is one of the countries top credit card providers, and their Higher Standards certainly extends to this product line as well. This article takes a quick peek at the Bank of America Platinum Visa, the Bank of America Visa Signature with WorldPoints, and the TripRewards MasterCard by Bank of America.