Are Fuel Credit Cards Even Worth It?
Three percent, 4 percent, 5 percent, will it really save you money? It seems like 3 or 5 percent savings on gas isnt that much. On top of that, you have to get the card first and make sure you use it whenever you get gas. Is it all really worth it?
First of all, I dont think I need to convince you that using a credit card is easier than using cash. Lets see, with cash, you have to get it out of your wallet, count it to make sure you have enough. You hand the cash to them and wait for them to get your change. If youre lucky, you get stuck with a mathematically challenged cashier who slowly counts the change and still gets it wrong. If you were to use a credit card, you hand them the card, they swipe it, hand it back. Thats it!
Yes, that sounded easy, but we all know how its different using cash than a credit card. We see it all over commercials and everyday in our transactions, but are the rewards for gas really worth it?
I dont have to tell you that gas prices are up. Gas prices are higher than ever and yet we still drive. We need to drive to get to work, school, the store, the bank, friends houses, and anywhere else. Unless you live in the city or a very close town, you probably have to drive to get to most of these places. These miles add up fast and result in many gas trips.
Even if you only spend $100 a month on gas. If you get 5% cash back, you save $5 a month or $60 dollars a year. Doesnt sound like a whole lot, but if you are using a credit card anyway, you might as well get more gas cash back. Plus, with most of these gas cards, you will still get cash back on most other purchases.
Look at it this way, you could get a basic card with 1% cash back on all purchases, gas and all. Or, you could a gas credit card that gives you 5% cash back on gas purchases and 1% cash back on all other purchases. Which would you choose? Thats like asking, would you rather me give you $20 or $50, no strings attached?
If you are worried about the interest to pay on the card, thats not a problem. If you are spending the same amount on gas, you simply pay the balance every month and you want have to pay a dime interest. Its free money! Who wouldnt want free money?
Do you want to know more about how you can save money with fuel credit cards? Go to BestGasCreditCards.info to learn more and to sign up for a high cash back gas credit card today!
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